Farm Services

Protecting Farmers & Ranchers

Farm insurance protects against many risks, including fire, wind, and hail. From property to livestock to auto, there are many coverage options that mitigate risks that farmers face. At Edgewater Insurance, we provide these coverages and more through our range of farm insurance options.

We work with a wide variety of carriers, including the #1 carrier for farm insurance in Nebraska, Farmers Mutual of Nebraska. We have great relationships with our adjusters and our success has formed us into a top 10 writer of farm coverage with Farmers Mutual of Nebraska. Because we have such a good relationship with all of our carriers, we can help you review and select coverage options that fit your needs. Luckily, our superior farm insurance doesn’t just stop with our carriers. Our team of agents and account managers has over 100 years of insurance experience, and will work tirelessly on your behalf to assist you in selecting coverage options that meet your needs.

Many farm insurance policies start with coverages for personal dwellings, equipment, livestock and commodities, including hay and grain, plus utility vehicle coverage and liability coverage are some of the most important coverage areas. After you select the coverages that meet your needs, we move on to more specific elements of coverage for fine tuning.

If your farm employs enough employees, you may be required to carry workers compensation coverage. Workers compensation isn’t required in most cases, and employers need to disclose if they do NOT carry coverage, while workers compensation coverage is expensive, it can potentially be helpful to have regardless of the premium.